Swap Pool
Credit Send

Credit Send

What is Credit Send?

Credit Send allows you to send payment to someone using their preferred token, even when you hold a different token. The protocol automatically swaps your tokens through swap pools, making cross-community payments as easy as a regular send.

Flow

  • SAT = Sender's Active Token (your default token)
  • RAT = Recipient's Active Token (their preferred token)

Summary Flow

  1. If SAT = RAT → Normal direct send
  2. If SAT ≠ RAT → Look for a swap route through pools
  • Route found → Enable Credit Send mode
  • No route → Fall back to normal send

Real-World Example

Scenario: Hailing a ride from a tuktuk driver in MNYUMBUNI community

You hold USDT tokens. The vendor prefers TUKTUK vouchers.

Your Setup

  • Your Token (SAT): USDT
  • Balance: 1000 USDT
  • Vendor's Token (RAT): TUKTUK

The MNYUMBUNI Pool setup

The MNYUMBUNI pool contains both TUKTUK and USDT:

  • TUKTUK in pool (Holding Debt): 20861 TUKTUK
  • TUKTUK limit: 42000 TUKTUK
  • Exchange rate: 1 USDT = 128 TUKTUK
  • Routing depth: 0 (both tokens in same pool)

What Happens

  1. You select the vendor as recipient

  2. System detects: KILIFI ≠ USD

  3. System checks pools: Found route through MNYUMBUNI pool.

  4. System displays:

     Credit Available: 162.97 USDT
(You can swap up to 162.97 USDT -> 20861 TUKTUK)

  5. You enter: "3 USDT" (to pay for a single ride)

  6. Behind the scenes:

    • System swaps: 3 USDT → 384 TUKTUK (through MNYUMBUNI pool)
    • Sends: 384 TUKTUK to vendor
  • Credit available is determined by MaxSwap logic as per Integration page.
IssuesIntegration